Comprehensive
Life Cover
From one of the trusted life insurance companies in South Africa
Features and benefits
Looking for a more straightforward approach to life insurance? We're proud to offer Hollard Life Select, our answer to your need for clear, transparent life cover that provides financial stability for your loved ones should the unexpected happen.
Whether you're looking to protect your growing family or protect the older generation with life cover for parents, Hollard Life Select offers comprehensive coverage that's refreshingly easy to understand.
We believe life insurance should be simple, with no confusing jargon or hidden clauses. You deserve to know exactly what's covered and what isn't, so you can make informed decisions about protecting your family's future.
That's precisely why we created Hollard Life Select, a life cover solution designed to give you absolute confidence in your coverage.
Did you know?
In South Africa, you can take out a life insurance policy from the age of 18 up to 69 years old. Interestingly, starting your life insurance early, while you’re young and healthy, can help you benefit from lower premiums.
- Source: statista.com
Hollard Life Select is for you if...
you need easy-to-understand comprehensive life insurance.
Key features
What makes Hollard Life Select different?
Hollard Life Select gives you an edge thanks to our dedication to providing comprehensive, compassionate support when it matters most. We go beyond basic life insurance, offering a range of integrated benefits including Life Cover, Disability Cover, and Critical Illness Cover – ensuring your family has a safety net, whatever life may bring.
Who can be covered?
South Africans between the ages of 18 and 69, depending on the benefit chosen.
Contact Details Update Request:
Keeping your personal and policy details up to date is essential. We may need to reach out to you or your beneficiaries regarding your policy, and outdated information could result in benefits going unclaimed. Make sure your beneficiary details are current, especially if you've experienced any changes in your circumstances or life events, so your policy reflects your latest wishes.
To update your contact details, please fill out the form below.
Personal Details:
Questions about Hollard Life Insurance?
Call Policy Administration & Claims on
0800 935 465 or email
mypolicy@hollard.co.za
Alternatively, visit our frequently asked questions.
Manage your policies online
View and manage your policies online with our self-service portal.
Choose one, two or all of these benefits to add to your Life Select policy
Select Life Cover
Life Cover provides a lump sum payment when the insured person passes away, giving your family essential financial support. It also includes an optional Final Expense Benefit, which can cover your partner and up to four children. This benefit provides a payout of up to R40,000 to help with immediate expenses while the main Life Cover claim is being processed.
Who can take this cover?
South Africans between the ages of 18 and 69.
Key features
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Pays a lump sum on the death of the insured.
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Provides for your loved ones when you are no longer there.
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Ideal for business assurance (e.g., key-person or buy-and-sell agreements).
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Multiple lives can be insured on the same policy.
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Select any cover term (minimum 5 years) or choose lifetime coverage.
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Up to R500,000 cover in the event of accidental death.
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Exclusion for suicide or assisted suicide for the first two years, which can be waived/reduced with proof of prior insurance.
Select Disability Cover
Hollard Disability Cover protects your income if you become permanently unable to work due to a specified injury, illness or surgery. We provide compassionate financial support, including an impairment benefit, ensuring you have the stability you need. Our cover is designed to help you focus on your recovery, so you don’t have to worry about your finances during this difficult time.
Who can take this cover?
South Africans between the ages of 18 and 59.
Key features
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Minimum payout of R100,000 up to R10 million.
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Premium guaranteed for 10 years.
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Lump sum payout for partial and total impairment.
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Flexible options for term or lifetime coverage.
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Various benefit options to suit your needs; consult your financial advisor.
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Covers specific injuries or illnesses, such as loss of limbs, dramatic head injuries, and certain heart conditions.
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Must have been gainfully employed for at least six months before becoming disabled.
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Claimable upon medical practitioner confirmation according to Hollard Life’s criteria.
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Three-month survival period before payout.
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Excludes self-inflicted injuries.
Select Critical Illness Cover
Hollard Critical Illness Cover offers vital financial protection if you or your child are diagnosed with a covered critical illness. We cover a wide range of conditions and medical procedures, providing a safety net during challenging times and enabling access to crucial care and much-needed financial support for expenses such as specialised treatment.
Who can take this cover?
South Africans between the ages of 18 and 64.
Key features
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Payouts from R100,000 to R5 million.
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Lifetime benefit term.
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Comprehensive coverage for all major body systems.
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Premium guaranteed for 10 years.
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16 benefit categories, including cancer, cardiac, and HIV. If not covered under listed illnesses, you may be covered in our Catch-All category. Consult your financial advisor.
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14-day survival period.
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Excludes self-inflicted injuries.
Why choose Hollard?
Purpose-driven team
Our 3,500+ Hollardites are purpose-driven, helping us create shared value through the business we do and the way we do business.
Trusted by millions
More than 4 million people trust Hollard Insurance to protect what matters.
Strong partnerships
Partnership has been at the core of our business since we opened our doors in 1980.
Broker and partner solutions
We believe in the power of intermediaries and deliver our solutions through brokers, advisers and partners.
Pan-African presence
Hollard International currently operates in nine African countries outside of South Africa, namely Mozambique, Namibia, Botswana, Ghana, Zambia, Lesotho, and most recently Kenya, Tanzania and Uganda (through our APA partnership).
Comprehensive offerings
Our broad range of specialist insurance offerings covers almost all personal and business risks.
Innovative partnerships
Through ground-breaking partnerships, we’re extending the power of insurance protection to underserved markets.
Specialist corporate solutions
Our cell captive licenses extend our ability to cater for specialist corporate insurance needs.
Purpose-driven team
Our 3,500+ Hollardites are purpose-driven, helping us create shared value through the business we do and the way we do business.
Trusted by millions
More than 4 million people trust Hollard Insurance to protect what matters.
Strong partnerships
Partnership has been at the core of our business since we opened our doors in 1980.
Broker and partner solutions
We believe in the power of intermediaries and deliver our solutions through brokers, advisers and partners.
Pan-African presence
Hollard International currently operates in nine African countries outside of South Africa, namely Mozambique, Namibia, Botswana, Ghana, Zambia, Lesotho, and most recently Kenya, Tanzania and Uganda (through our APA partnership).
Comprehensive offerings
Our broad range of specialist insurance offerings covers almost all personal and business risks.
Innovative partnerships
Through ground-breaking partnerships, we’re extending the power of insurance protection to underserved markets.
Specialist corporate solutions
Our cell captive licenses extend our ability to cater for specialist corporate insurance needs.
What our advisers say
"Having partnered with Hollard for 15 years, I can confidently say it has been a pleasure. Their clear terms and comprehensive coverage give my clients peace of mind and financial security. Hollard’s dedication to customer satisfaction truly stands out."
Meet our Life Insurance Executive Management team
Willie Lategan
Group Chief Executive Officer
Dirk Viljoen
Group Chief Financial Officer
Besa Ruele
CEO: Hollard Life Solutions
"Our team at Hollard Life Insurance is dedicated to providing clear, comprehensive coverage that you can trust. We strive to make life insurance simple and accessible, ensuring that every policyholder feels secure and confident in their coverage."
- Hollard Life Solutions team
Here are two easy ways to get started with Hollard Life Select
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Connect with a Broker or Financial Advisor:
Get personalised guidance and support through one of our trusted brokers or financial advisors. They can help you understand your options and assist you through the application process. -
Request a Callback:
Simply provide your contact details and one of our accredited financial advisors will call you back to discuss your needs and assist with your application.
Hollard privacy
Related products
I would like to talk to someone
Send us your details and we will give you a call.
Our award-winning legacy in insurance
2021
Short-Term Insurer of the Year
2022
Best Life Insurer in South Africa
2023
Non-Life Insurer of the Year
2024
Insurance Company of the Year
Frequently asked
questions
What are your business hours?
Our Client Service contact centre on 0860 734 368 is open from 8:00 to 17:00, Mondays to Fridays. Alternatively, you can e-mail us at clientservices@regent.co.za or fax: +27 (0)11 574 2828 for more information.
How does the Cash Back Benefit work?
If your life cover policy is active and your premiums are up to date, you will receive a cashback payout at the end of every five years. This pay-out is equivalent to 10% of all the risk premiums (excluding savings and administration fees) you have paid in the past five years. This Cash Back benefit is not payable if Regent Life pays your monthly premiums.
Do you offer an option to ensure my policy keeps up with the rising cost of living by selecting an annual premium increase?
Yes, you can choose to increase your annual Hollard Specialist Life Cover premium by 5%, 10% or 15%. This option increases your premium and your benefits as follows:
Premium increase |
Related benefit increase |
|---|---|
| 15% | 9% |
| 10% | 6% |
| 5% | 3% |
Can I make changes to my policy?
Your life cover policy may be amended at any stage after the activation date. Please remember that a waiting period will be applicable from the date of the change when you:
- add additional family members.
- increase the cover amount.
- add a benefit to your policy after the date of activation.
Please make reference to your policy terms and conditions for the time frame applicable to the different waiting periods. Your financial adviser and/or our call centre agent can also provide you with this information.
What changes are allowed on my policy?
You are allowed to:
- Increase or decrease the amount of your life cover. Download and complete the Application to Amend Policy Form.
- Add or remove a family member. Download and complete the Application to Amend Policy Form.
- Change the beneficiary on your policy. Download and complete the Beneficiary Nomination Request Form.
- Change your details, for example, your contact details, such as your telephone numbers and address details. Download and complete the Application to Amend Policy Form or you can send us a signed notice in writing.
Please explain the term non-Forfeiture.
Non-forfeiture is only applicable when you have a product where there is a combination of risks and investments benefits.
- The policyholder’s policy will go into non-forfeiture due to unpaid premiums.
- During the period that your policy is in non-forfeiture, the risk premium (including administration fee) will be paid from the investment reserves on his policy, to protect your risk-benefit and policy from lapsing.
Please explain the term "Paid-up".
Paid-up is only applicable when you have a product where there is an investment benefit either as
- a stand-alone savings.
- This will result in the policyholder not having to contribute further to the investment reserves (paying a monthly premium). Going forward, the value will depend on the market performance of the investment portfolio.
- part of a combination of risks and investments benefits.
- This will result in the policyholder not having to contribute further to the investment reserves (paying a monthly premium). Going forward, the value will depend on the market performance of the investment portfolio.
- This will result in all other risk benefits being terminated.
Please give a breakdown of your benefit classifications being risk, investment, value-add and fees.
Benefits |
|
|---|---|
| Immediate Family Funeral | -Risk |
| Parents and Extended Family Funeral | -Risk |
| Waiver of Premium | -Risk |
| Monthly assistance – death due to an accident or natural causes | -Risk |
| Life cover | -Risk |
| Savings units | -Risk |
| Income protection for accidents | -Investment |
| Retrenchment | -Risk |
| Personal Accidental | -Risk |
| Cashback | -Risk |
| Monthly assistance – death due to an accident | -Value add |
| Repatriation | -Risk |
| Lawcall | -Value add |
| Unemployment due to retrenchment or pregnancy | -Risk |
| Administration fee | -Fee |
I would like to make use of the Repatriation and the Lawcall services, who do I contact?
Contact us on 0860 373 436. This service is available 24/7, 365 days a year.
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