Sometimes you have to forsake some of the bells and whistles and be sensible about which car is just right for you and your family, but you ultimately want a safe, reliable car which will give you peace of mind.
Either way, a car is a costly expense so it makes sense to be sure you’re buying something that suits your needs and your pocket.
The same consideration should go into comprehensive car insurance.
If you’re in the market for comprehensive car insurance, it’s good to shop around as not all insurance cover is created equal.
But what does fully comprehensive car insurance mean?
Comprehensive should mean just that – complete and inclusive. So, don’t be short-changed by a policy that says it’s comprehensive but is in fact not.
A good way to approach comprehensive car insurance is to look at must-haves, should-haves and could-haves.
The reason you want the cover is for peace of mind, so the absolute minimum comprehensive car insurance cover should offer you is:
- Cover against accident damage, weather, fire, theft, earthquake and malicious damage.
- Third-party cover.
- Windscreen and glass repairs.
- Towing and storage.
- Keys and remote control units.
- Emergency services, clean-up and removal of wreckage.
- Roadside assistance.
With the above cover in place, you are well insured against most unforeseen events, whether on the road or not.
But, that’s not where Hollard’s comprehensive car insurance ends.
Not only do you have the option to customise your policy with add-ons such as car hire, scratch and dent cover and off-road cover, but we also have a host of other benefits which come standard when you take out a comprehensive car insurance policy with us, such as cover for modifications to your car should you become disabled and transit cover if your car is on-board a ship, train, truck or in the air. Not only that, we also offer a no-claim reward, where we pay you back a portion of your premium if you don’t claim for a specified period.
Isn’t it wonderful to get more than you bargained for?
Car insurance is flexible, which is one of the many ways insurers, like Hollard, can meet customer needs.
You can change the type of cover you have for your car as well as add optional benefits and customise your policy at any stage when your lifestyle or circumstances change. It’s quick and easy.
Make sure though that if you’re thinking of trading your comprehensive car insurance for something with a little less cover, you ask yourself some important questions:
- Will I be covered if I damage someone else’s car or property?
- Is damage to my car covered?
- What if my car is stolen? Will I be covered?
- And, what about fire, floods and other natural disasters?
If you can’t tick all of these boxes, you may be making a bad decision which will make you vulnerable to high costs should something unforeseen happen.
Give Hollard a call today. We know comprehensive car insurance, inside out.
