If your life had a special bin for things you don’t need, what would you put in it? Your appendix; the collection of bad birthday jerseys from your grandmother; that frenemy that never reaches for the lunch bill? Worthy choices, all, but would car insurance be saved from the bin? We hope so because car insurance is something you absolutely need.
‘Why?’ we hear you ask with gusto rivalling that of a mischievous pre-schooler. Well, to answer that we would first have to take a closer look at what car insurance actually is.
So, what is car insurance?
As you may have guessed, car insurance is a way of ensuring that no harm comes to your car. And, if it does, you don’t end up with a bill bigger than Table Mountain. You pay a monthly premium and in return, you get the peace of mind that comes with knowing that any damage that may befall your vehicle will be covered by your insurer.
If your vehicle is insured with the right policy, things like accidents, natural damage, fire, and theft will be covered for you. Plus, if you cause damage to another motorist’s property, that will be covered too.
Why is car insurance important?
So, on to the question of why you need car insurance. Here are three answers that help us make our point.
It makes life a little more predictable
Let’s face it, predictability might not be good when it comes to things like movie plots and surprise parties, but it’s great in financial planning. With car insurance, you never have to worry about whether a huge damage repair bill is looming on the horizon, and you can instead focus on enjoying the heck out of life.
It makes it easier to deal with other parties
Getting money out of a motorist who has damaged your vehicle can be about as easy as getting genuine laughs out of a knock-knock joke. But, with car insurance, your insurer handles the nitty-gritty of chasing claims, cutting the stress out of the whole process and leaving you more free time to perfect your one-liners.
It keeps your car safe
As mentioned, car insurance safeguards against any damage that your vehicle may sustain. The right policy ensures that your vehicle is safe from natural disasters, and the threat of theft, fire, and damage as a result of accidents.
Choose the right car insurance company
In a nutshell, car insurance is that feeling of safety and security that comes over you when you’re on the road. It doesn’t mean that you should feel free to drive like you’re in a ‘90s action movie, it just means that you can put worry out of your mind and focus on enjoying the road beneath your wheels.
Knowing what you know now, we hope you agree that car insurance should definitely make the pile of things to keep. So, to make sure that you’re in good hands, be sure to give Hollard a call so we can help you choose the right policy for your needs.
