While many travellers abroad have drama-free trips, the reality is that accidents can, and do, happen. Be prepared by selecting travel insurance options that will protect you should mishaps occur in a foreign country.
The different types of travel insurance
Personal and business are the different types of travel insurance options you can choose from to accommodate your specific needs. Within these categories, there are also other options that you can personalise.
Personal travel insurance
Personal travel insurance can usually be arranged at the time the trip is booked to cover the exact duration of the trip. Hollard provides personal cover for individuals, families and expatriates.
It’s a good idea to take out personal travel insurance to prevent financial losses incurred while travelling. Flight cancellations and curtailment can leave you stranded if you are unable to cover the costs for alternate passage.
Business travel insurance
Having business travel insurance is especially important when carrying vital documents or needing the proper attire for a meeting. Having a travel insurance policy that covers the loss or delay of your luggage will allow you to quickly acquire all essential items necessary for a successful business trip.
What does travel insurance cover?
Both personal travel insurance and business travel insurance cover medical expenses, personal liability, personal accident and repatriation. It is essential that these are covered when travelling in a country unfamiliar to you.
When deciding on personal travel insurance you need to ensure your insurance provider can offer cover 24 hours a day, 7 days a week to travellers all over the world.
Always research the different types of travel insurance and figure out what you need before jetting off.
Hollard provides a wide range of quality insurance policies and has over 50 years of combined travel insurance know-how.
