Having legal insurance in South Africa is especially important, as you never know when you’ll be faced with costly legal charges. Besides these unexpected costs, you could also suffer emotionally from the conflict with another person or company, so it’s important to minimise any stress as much as possible.
Legal insurance provides you with the legal advice and financial assistance you need to resolve any issues quickly and conveniently.
What does legal insurance cover me for?
Legal insurance gives you access to professional telephonic and electronic legal advice and also assists if you need help drawing up legal documents and contracts.
More specifically, you’ll be able to get advice on labour benefits, drafting a will, drawing up ante-nuptial contracts, uncontested divorce and debt counselling – amongst others. You will also get access to consultation and representation, as well as discounts on attorney fees for property tariffs and property valuation screening.
When would I need legal insurance?
Legal insurance can cover a range of criminal, civil and labour matters.
These could include if you are unfairly dismissed from work, if you want to defend your rights as a consumer or if someone lays criminal charges against you or your family.
Why should I get it?
Besides the peace of mind that comes with knowing you are legally taken care of, access to a legal professional through legal insurance is also an extremely effective way of preventing you from becoming the victim of dirty business practices and sub-standard service. These could include defective building work or a manufacturer failing to meet the terms of a warranty.
Legal insurance is an excellent way to ensure that you are in a position to get a qualified and experienced attorney when you need any form of legal representation.
To ensure that your best interests are protected at all times, find out more about our Hollard legal plan today for a quote. Or, read more about our partner, Legalwise.
Hollard Life Assurance Company (Reg. No. 1993/001405/06) is an authorised Financial Services Provider.
